When your collision repair costs are covered by insurance we work with your company throughout the repair process. An auto insurance adjuster usually examines the damage, calculates your car’s actual cash value, compares it to the collision repair costs and determines if it’s a total loss. Once the adjuster decides your car is repairable, he may agree to pay based on our estimate or negotiate parts prices, labor costs, procedures and time required for repairs. We get your collision repair started and finished as fast as we can.